Understanding Required Minimum Distributions from Your Retirement Account - Hosted by TIAA

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Faculty/Staff

Understanding Required Minimum Distributions (RMDs)  

When you make pretax contributions to your retirement account, taxes aren’t due until you withdraw your money in retirement. But what if you don’t withdraw the money? Well, the IRS makes sure you do—through required minimum distributions when you turn 73. 

In this webinar, you’ll get insights on: 

• What RMDs are and when they apply 

• Exceptions to the basic RMD rules 

• How to take your RMDs 

• How to avoid costly mistakes 

• What you can do with your money

Reserve your spot for the March 26th Webinar happening at 12pm EST here


March 20, 2026

Primary Contact

Heather Haupt

Contact Phone Number

1030

Contact Email

hleisner@nmu.edu

Talkspace Go - FREE April Wellbeing Classes

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Faculty/Staff

Talkspace Go is a FREE & CONFIDENTIAL resource available to NMU employees and their families through the Employee Assistance Program (EAP), ESI.  

Check out this month’s topics designed to improve your mental health and wellbeing! These live, online group classes are therapist-led, anonymous, and free.

There are new classes every month covering a broad range of topics related to work, family, relationships, and mental health.

Review the classes, decide which you want to take, and register in advance through the Talkspace Go app. Or sign on to the app on the date and time of the classes to join.

  • Don’t yet have the app? Download it for free from the Apple App Store or Google Play
  • Sign up and create an account
  • Enter your organization’s code: ESIEAP
  • Once registered, review the calendar and click the links for the classes that you want to take

See the full class schedule and sign up here.


March 23, 2026

Primary Contact

Heather Haupt

Contact Phone Number

1030

Talkspace Go - FREE January Wellbeing Classes

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Faculty/Staff

Talkspace Go is a FREE & CONFIDENTIAL resource available to NMU employees and their families through the Employee Assistance Program (EAP), ESI.  

Check out this month’s topics designed to improve your mental health and wellbeing! These live, online group classes are therapist-led, anonymous, and free.

There are new classes every month covering a broad range of topics related to work, family, relationships, and mental health.

Review the classes, decide which you want to take, and register in advance through the Talkspace Go app. Or sign on to the app on the date and time of the classes to join.

  • Don’t yet have the app? Download it for free from the Apple App Store or Google Play
  • Sign up and create an account
  • Enter your organization’s code: ESIEAP
  • Once registered, review the calendar, and click the links for the classes that you want to take

See the full class schedule and sign up here.

Additional information on the EAP and Talkspace Go can be found at https://nmu.edu/hr/mental-health-wellness-resources.


December 22, 2025

January 5, 2026

Primary Contact

Kimberly Hongisto

Contact Phone Number

2470

Contact Email

khongist@nmu.edu

FREE Holiday Mental Health Resources

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Faculty/Staff

Our EAP has sent us a holiday greeting that we’d like to share with you – it’s a brief video reminder that their services are available throughout the season, should you need them – click to watch: ESI EAP Holiday Greetings.  

They’ve also sent a holiday handout that you can share with your family members – you can find it at this link: Keep the Holidays Happy With Your EAP.

Finally, you should check out their popular 2025 Holiday Survival Toolkit,  a compilation of handy seasonal links with tips on everything from budgeting to managing difficult family situations.

Remember, your EAP is a free, confidential benefit with many helpful services available to you and your family members! You can reach them 24/7/365 at 800.252.4555 – even on holidays!


December 1, 2025

Primary Contact

Heather Haupt

Contact Phone Number

1030

Contact Email

hleisner@nmu.edu

IRS Announces 2026 Retirement Plan Limits + Catch Up Rule Change for Highly Comped Individuals

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Faculty/Staff

The contribution limits for employees who participate in the voluntary 403(b) and/or 457(b) plans have increased from $23,500 to $24,500 in 2026, and the catch-up contribution limit for employees aged 50 and over who participate in these plans increased from $7,500 to $8,000.  Under a change made to the SECURE 2.0 Act, a higher catch-up contribution limit applies for employees ages 60, 61, 62, and 63 who participate in these plans.  This catch-up, called the Super Catch Up, allows a catch-up amount of as much as $11,250.

This means if you are 

  • under age 50 in 2026, the maximum amount you may contribute into your voluntary retirement plan is $24,500.
  • age 50 or above, the maximum amount you may contribute is $32,500 ($24,500 plus $8,000 catch-up).
  • age 60-63, the maximum amount you may contribute is $35,750 ($24,500 plus $11,250). 

A significant change made under Secure 2.0 is that in 2026, all catch-up dollars being contributed by employees who earned more than $150,000 in FICA wages in 2025, will be designated as after-tax ROTH contributions.  The pre-tax incentive no longer exists for catch-ups of highly compensated individuals.  NMU’s TIAA portal has the ability to automatically designate catch-up funds to Roth for impacted individuals.  No additional action is needed on your part.

Employees interested in adjusting their retirement contribution amount should log in to their TIAA portal, where adjustments can be made at any time.  The portal can be accessed at: http://tiaa.org/nmu/.  


December 8, 2025

Primary Contact

Kimberly Hongisto

Contact Phone Number

2470

Contact Email

khongist@nmu.edu

Forest Bathing Lunch and Learn

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Faculty/Staff

Faculty & Staff are invited to participate in a Lunch and Learn event hosted by the NMU WellBeing team.  

Topic: Benefits of forest bathing and how this practice can contribute to your life

Time: November 19th from 12pm-12:30pm 

Location: Jamrich 2315

Please bring your lunch, and feel free to use this time to eat as you learn


Wednesday, Nov 19, 2025

Start Time:  12:00 pm
End Time:  12:30 pm

Event Place

Jamrich 2315

Event Status

Scheduled

Group

Faculty/Staff

Primary Contact

Heather Haupt

Contact Phone Number

1030

Contact Email

hleisner@nmu.edu

Talkspace Go - FREE December Wellbeing Classes

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Faculty/Staff

Talkspace Go is a FREE & CONFIDENTIAL resource available to NMU employees and their families through the Employee Assistance Program (EAP), ESI.  

Check out this month’s topics designed to improve your mental health and wellbeing! These live, online group classes are therapist-led, anonymous, and free.

There are new classes every month covering a broad range of topics related to work, family, relationships, and mental health.

Review the classes, decide which you want to take, and register in advance through the Talkspace Go app. Or sign on to the app on the date and time of the classes to join.

  • Don’t yet have the app? Download it for free from the Apple App Store or Google Play
  • Sign up and create an account
  • Enter your organization’s code: ESIEAP
  • Once registered, review the calendar, and click the links for the classes that you want to take

See the full class schedule and sign up here.

Additional information on the EAP and Talkspace Go can be found at https://nmu.edu/hr/mental-health-wellness-resources.


December 1, 2025

Primary Contact

Heather Haupt

Contact Phone Number

1030

Contact Email

hleisner@nmu.edu

TIAA Webinar - Understanding After-Tax Roth Contributions - Is it Right for You?

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Faculty/Staff

TIAA has 2 webinar sessions to explore after-tax Roth contributions to your retirement.

You'll learn:

  • What is the after-tax Roth contribution option
  • Why might this option be right for your retirement planning
  • How after-tax Roth contributions compare to pretax contributions
  • NEW 2026 REQUIREMENTS FOR AFTER-TAX ROTH CATCH-UP CONTRIBUTIONS
  • Answers to frequently asked questions

Register now

Sessions are happening

  • Wednesday, Dec 10 at 11am
  • Thursday, Jan 22 at 12pm

Wednesday, Dec 10, 2025

Start Time:  11:00 am
End Time:  12:00 pm

Event Place

Online

Address

1401 Presque Isle Avenue

Event Status

Scheduled

Group

Faculty/Staff

Primary Contact

Heather Haupt

Contact Phone Number

1030

Contact Email

hleisner@nmu.edu

TIAA Webinar - Understanding After-Tax Roth Contributions - Is it Right for You?

NMU Logo on bricks

Faculty/Staff

TIAA has tailored 3 identical webinar sessions to explore after-tax Roth contributions to your retirement.

You'll learn:

  • What is the after-tax Roth contribution option
  • Why might this option be right for your retirement planning
  • How after-tax Roth contributions compare to pretax contributions
  • NEW 2026 REQUIREMENTS FOR AFTER-TAX ROTH CATCH-UP CONTRIBUTIONS
  • Answers to frequently asked questions

Register now

Sessions are happening

  • Tuesday, Nov 18 at 12pm
  • Wednesday, Dec 10 at 11am
  • Thursday, Jan 22 at 12pm

Tuesday, Nov 18, 2025

Start Time:  12:00 pm
End Time:  1:00 pm

Event Place

Online

Address

1401 Presque Isle Avenue

Event Status

Scheduled

Group

Faculty/Staff

Primary Contact

Heather Haupt

Contact Phone Number

1030

Contact Email

hleisner@nmu.edu

Talkspace Go - FREE November Wellbeing Classes

NMU Logo on bricks

Faculty/Staff

Talkspace Go is a FREE & CONFIDENTIAL resource available to NMU employees and their families through the Employee Assistance Program (EAP), ESI.  

Check out this month’s topics designed to improve your mental health and wellbeing! These live, online group classes are therapist-led, anonymous, and free.

There are new classes every month covering a broad range of topics related to work, family, relationships, and mental health.

Review the classes, decide which you want to take, and register in advance through the Talkspace Go app. Or sign on to the app on the date and time of the classes to join.

  • Don’t yet have the app? Download it for free from the Apple App Store or Google Play
  • Sign up and create an account
  • Enter your organization’s code: ESIEAP
  • Once registered, review the calendar, and click the links for the classes that you want to take

See the full class schedule and sign up here.

Additional information on the EAP and Talkspace Go can be found at https://nmu.edu/hr/mental-health-wellness-resources.


November 5, 2025

Primary Contact

Heather Haupt

Contact Phone Number

1030

Contact Email

hleisner@nmu.edu
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