Insurance and Insurance Claim Information: Andy Zerbel x2745
|Oversight Unit:||RISK & INSURANCE|
|This policy has a related procedure. Click to view the procedure below.|
|This policy has a related guideline. Click to view the guideline below.|
To provide guidance and information pertaining to the University’s Insurance Programs.
All faculty, staff and students.
The University maintains a combination of traditional and self-insurance programs to protect against the risk of loss. The Risk and Insurance Department will ensure that there is proper insurance coverage for university resources. Further, it will provide procedures for submitting insurance claims. The Department will also provide information about how to report lawsuits naming the University, Board of Trustees, faculty, staff, students, volunteers or any claim in connection with University Business. The Risk and Insurance Department will also provide evidence of university insurance coverage when necessary.
Insurance Coverage for the University must include but is not limited to:
Insurance types and requests for certificates of insurance
Property Insurance - The University maintains a combination insurance/self insurance program to protect itself from “all risks” of physical loss to University owned real and personal property. Coverage is provided on a blanket replacement cost basis. The University does not provide insurance coverage for property of employees or students.
Liability Insurance – The University maintains a combination insurance/self insurance program of legal liability insurance coverage providing protection from legal liability for the University. The Board of Trustees, faculty, staff, students and volunteers are also covered while acting on behalf of, or under the direction of the University during the performance of their duties as such. Refer to the University’s Indemnification Policy.
Insurance for International Travel – The University maintains an insurance program providing coverage for faculty, staff and students traveling on University business outside of the United States, its possessions, and Canada excluding countries or jurisdictions subject to U.S. trade or economic sanctions.
Coverage includes general liability, contingent automobile liability, accidental death and dismemberment, repatriation and medical evacuation, and 24 hour travel assistance for personal, medical, legal or security needs.
Details for this coverage can be obtained by contacting the Risk and Insurance Manager or the Office of International Affairs.