Loss control is a risk management technique used to reduce the possibility that a loss will occur and / or reduce the severity of those that do occur. The Risk Manager uses several techniques to control losses. Some of these include contracting with external reviewers to help assess and identify risk; coordinating with other universities to review actual recent losses; and participating in university fund allocation for purchases and projects that are designed to limit risk. If you have an idea to reduce risk or a concern about a possible risk on campus, contact the Risk Manager - Andy Zerbel at azerbel@nmu.edu or extension 2745. 

Northern Michigan University’s Risk Manager can also help with the following services:

  • Questions or issues related to NMU’s property and liability insurance programs
  • Requests for proof of insurance
  • Accident and injury reporting
  • Claims for loss or damage to NMU property
  • Liability insurance claims and lawsuits
  • Contract review (to address insurance issues)
  • Questions related to practicum or internship agreements
  • Questions related to personal services contracts
  • Questions related to NMU’s fixed asset or equipment inventory
  • Vehicle license plates