The estimated cost of attendance (COA) is an estimate of the costs a typical student may incur over the fall and winter semesters combined. This figure is used in determining your financial aid eligibility and includes both direct and indirect costs.

Direct costs are the expenses that students are billed directly by the university.  These include tuition, fees, housing and meals(if living on campus).

Indirect costs refer to those expenses that students incur by attending college, but are not billed directly to their account.  Indirect costs include reasonable rent, food, transportation, books, supplies, and other miscellaneous personal expenses that can vary considerably from student to student

Undergraduate On-campus Michigan Residents    
 NMU housing- without DependentsNMU housing- with Dependents 
 Lower-DivisionUpper-DivisionLower-DivisionUpper-Division 
 (1-55 credit hours)(56+ credit hours)(1-55 credit hours)(56+ credit hours) 
Tuition & Fees  (12-16 cr hrs)                 $13,992                $14,652                 $13,992                   $14,652 
Living Expense - Food & Housing                   13,274                  13,274                   16,914                      16,914 
Books, Course Mat'ls, Supplies & Equip                        720                       720                        720                        720 
Transportation                        230                       230                        230                         230 
Other Educational costs                     1,948                    1,948                     1,948                        1,948 
TOTAL                 $30,164                $30,824                 $33,804                   $34,464 
      
Undergraduate On-campus Non-Michigan Residents     
 NMU housing- without DependentsNMU housing- with Dependents 
 Lower-DivisionUpper-DivisionLower-DivisionUpper-Division 
 (1-55 credit hours)(56+ credit hours)(1-55 credit hours)(56+ credit hours) 
Tuition & Fees  (12-16 cr hrs)                 $19,488                 $20,400                 $19,488                  $20,400 
Living Expense - Food & Housing                  13,274                  13,274                  16,914                      16,914 
Books, Course Mat'ls, Supplies & Equip                        720                       720                        720                           720 
Transportation                        230                        230                        230                           230 
Other Educational costs                     1,948                    1,948                      1,948                        1,948 
TOTAL                 $35,660                 $36,572                  $39,300                   $40,212 
      
Undergraduate Michigan Residents - Living with Parent   
 Lower-DivisionUpper-Division   
 (1-55 credit hours)(56+ credit hours)   
Tuition & Fees  (12-16 cr hrs)                 $13,992                $14,652   
Living Expense - Food & Housing                     5,646                    5,646   
Books, Course Mat'ls, Supplies & Equip                        720                       720   
Transportation                       2,100                     2,100   
Other Educational costs                     1,948                    1,948   
TOTAL                 $24,406                $25,066   
      
Undergraduate Off-Campus (own/rent)    
 Michigan ResidentsNon-Michigan Residents  
 Lower-DivisionUpper-DivisionLower-DivisionUpper-Division 
 (1-55 credit hours)(56+ credit hours)(1-55 credit hours)(56+ credit hours) 
Tuition & Fees  (12-16 cr hrs)                $13,992                $14,652                 $19,488                    $20,400 
Living Expense - Food & Housing                  11,292                  11,292                  11,292                      11,292 
Books, Course Mat'ls, Supplies & Equip                         720                       720                        720                           720 
Transportation                         572                        572                        572                           572 
Other Educational costs                      1,948                    1,948                     1,948                        1,948 
TOTAL                  $28,524                $29,184                  $34,020                   $34,932 
      
Graduate Students     
 Michigan ResidentsNon-Michigan Residents
Tuition & Fees  (6 cr hrs)                   $8,538                 $11,130  
Living Expense - Food & Housing                   12,878                    12,878  
Books, Course Mat'ls, Supplies & Equip                       560                         560  
Transportation                       350                         350  
Other Educational costs                     1,948                      1,948  
TOTAL                 $24,274                  $26,866  
  • Actual room and board, tuition rates and the date they are set will vary. They are posted as early as possible on www.nmu.edu/tuition.
  • Living Expense (food and housing) calculations for on-campus students without dependents: Food will be calculated using the Gold Constant meal plan, while Housing will be based on the greater value of the average or median room rates for Quad II and Woods double occupancy room
  • Living Expense (food and housing) calculations for on-campus students with dependents: Food will be calculated using the Gold Constant meal plan, while Housing will be based on the greater value of the average or median room rates for the 2 bedrooms, furnished apartments in Lincoln Avenue Townhouses and Norwood/Center Apartments.
  • Off-campus Housing will be based on periodic surveys of rent/mortgage payments.  Food will be calculated based on the on-campus Gold Constant meal plan, meals only.

If you have any additional education related costs that you would like the Financial Aid Office to review, you can submit an Increase to Cost of Attendance Form with related documentation. Not all adjustments result in an increase in financial aid eligibility.

Some examples of adjustments and supporting documentation requirements to justify increases:

  • Study Abroad - Student will work with the International Office to develop a budget that the student submits to the Financial Aid Office.
  • Book Costs in Excess of Budget - Student needs to provide book purchase receipts and syllabus to match up.
  • Daycare/dependent care Expenses - Submit a letter from licensed daycare provider reflecting the costs for the semester (dollar amount per hour multiplied by number of hours per week multiplied by number of weeks per semester), signed and dated by the provider along with license number. The provider needs to submit a copy of the license.
  • Disability-related expenses will be reviewed on a case-by-case basis.
  • Other equipment, such as tools - Submit a letter/memo from the department indicating that the student in question is required to purchase the items as part of class requirements. The letter needs to indicate the standard cost of items.
  • Commuter Living on Campus - Will originally be awarded as a commuter, but upon request will be recalculated as living in campus housing.
  • Tuition Changes that Exceed the Above Budgeted Rates - Examples include undergraduate students exceeding 16 credit hours or graduate students exceeding 6 credit hours. Also, adjustments will be considered for students with MBA tuition charges exceeding the budgeted amounts.
  • Additional NMU Fees - Different academic programs or courses have additional fees, such as lab fees for specific courses, distance education fees, NMU required testing fees, or I-Book fee for Art and Design majors.
  • Other Increases - On a case-by-case situation, unique situations may be approved with a written request from the student outlining the reasons and supporting documentation.
Undergraduate On-campus Michigan Residents    
 NMU housing- without DependentsNMU housing- with Dependents 
 Lower-DivisionUpper-DivisionLower-DivisionUpper-Division 
 (1-55 credit hours)(56+ credit hours)(1-55 credit hours)(56+ credit hours) 
Tuition & Fees  (12-16 cr hrs)                 $13,304                $13,940                 $13,304                   $13,940 
Living Expense - Food & Housing                   12,752                  12,752                   14,458                      14,458 
Books, Course Mat'ls, Supplies & Equip                        720                       720                        720                        720 
Transportation                        228                       228                        228                         228 
Other Educational costs                     1,920                    1,920                     1,920                        1,920 
TOTAL                 $28,924                $29,560                 $30,630                    $31,266 
      
Undergraduate On-campus Non-Michigan Residents     
 NMU housing- without DependentsNMU housing- with Dependents 
 Lower-DivisionUpper-DivisionLower-DivisionUpper-Division 
 (1-55 credit hours)(56+ credit hours)(1-55 credit hours)(56+ credit hours) 
Tuition & Fees  (12-16 cr hrs)                 $18,800                 $19,688                 $18,800                   $19,688 
Living Expense - Food & Housing                  12,752                  12,752                   14,458                      14,458 
Books, Course Mat'ls, Supplies & Equip                        720                       720                        720                           720 
Transportation                        228                        228                        228                           228 
Other Educational costs                     1,920                    1,920                      1,920                        1,920 
TOTAL                 $34,420                 $35,308                  $36,126                   $37,014 
      
Undergraduate Michigan Residents - Living with Parent   
 Lower-DivisionUpper-Division   
 (1-55 credit hours)(56+ credit hours)   
Tuition & Fees  (12-16 cr hrs)                 $13,304                $13,940   
Living Expense - Food & Housing                     5,424                    5,424   
Books, Course Mat'ls, Supplies & Equip                        720                       720   
Transportation                      2,056                    2,056   
Other Educational costs                     1,920                    1,920   
TOTAL                 $23,424                $24,060   
      
Undergraduate Off-Campus (own/rent)    
 Michigan ResidentsNon-Michigan Residents  
 Lower-DivisionUpper-DivisionLower-DivisionUpper-Division 
 (1-55 credit hours)(56+ credit hours)(1-55 credit hours)(56+ credit hours) 
Tuition & Fees  (12-16 cr hrs)                $13,304                $13,940                 $18,800                    $19,688 
Living Expense - Food & Housing                  10,850                  10,850                  10,850                      10,850 
Books, Course Mat'ls, Supplies & Equip                      720                      720                        720                           720 
Transportation                      562                      562                        562                           562 
Other Educational costs                   1,920                    1,920                     1,920                        1,920 
TOTAL               $27,356                $27,992                  $32,852                   $33,740 
      
Graduate Students     
 Michigan ResidentsNon-Michigan Residents
Tuition & Fees  (6 cr hrs)                   $8,102                 $10,694  
Living Expense - Food & Housing                   12,374                    12,374  
Books, Course Mat'ls, Supplies & Equip                       560                         560  
Transportation                       346                         346  
Other Educational costs                     1,920                      1,920  
TOTAL                 $23,302                  $25,894  
  • Actual room and board, tuition rates and the date they are set will vary. They are posted as early as possible on www.nmu.edu/tuition.
  • Living Expense (food and housing) calculations for on-campus students without dependents: Food will be calculated using the Gold Constant meal plan, while Housing will be based on the greater value of the average or median room rates for Quad II and Woods double occupancy room
  • Living Expense (food and housing) calculations for on-campus students with dependents: Food will be calculated using the Gold Constant meal plan, while Housing will be based on the greater value of the average or median room rates for the 2 bedrooms, furnished apartments in Lincoln Avenue Townhouses and Norwood/Center Apartments.
  • Off-campus Housing will be based on periodic surveys of rent/mortgage payments.  Food will be calculated based on the on-campus Gold Constant meal plan, meals only.

If you have any additional education related costs that you would like the Financial Aid Office to review, you can submit an Increase to Cost of Attendance Form with related documentation. Not all adjustments result in an increase in financial aid eligibility.

Some examples of adjustments and supporting documentation requirements to justify increases:

  • Study Abroad - Student will work with the International Studies Office to develop a budget that the student submits to the Financial Aid Office.
  • Book Costs in Excess of Budget - Student needs to provide book purchase receipts and syllabus to match up.
  • Daycare/dependent care Expenses - Submit a letter from licensed daycare provider reflecting the costs for the semester (dollar amount per hour multiplied by number of hours per week multiplied by number of weeks per semester), signed and dated by the provider along with license number. The provider needs to submit a copy of the license.
  • Disability-related expenses will be reviewed on a case-by-case basis.
  • Camcorder or Tools - Submit a letter/memo from the department indicating that the student in question is required to purchase the items as part of class requirements. Letter need to indicate standard cost of items.
  • Commuter Living on Campus - Will originally be awarded as a commuter, but upon request will be recalculated as living in campus housing.
  • Tuition Changes that Exceed the Above Budgeted Rates - Examples include undergraduate students exceeding 16 credit hours or graduate students exceeding 6 credit hours. Also, adjustments will be considered for students with MBA tuition charges exceeding the budgeted amounts.
  • Additional NMU Fees - Different academic programs or courses have additional fees, such as lab fees for specific courses, distance education fees, NMU required testing fees, or I-Book fee for Art and Design majors.
  • Other Increases - On a case-by-case situation, unique situations may be approved with a written request from the student outlining the reasons and supporting documentation.
Undergraduate On-campus (NMU housing)      
  Michigan Residents Non-Michigan Residents 
  Lower-Division Upper-Division Lower-Division Upper-Division
  (1-55 credit hours) (56+ credit hours) (1-55 credit hours) (56+ credit hours)
Tuition & Fees  (12-16 cr hrs)                  $12,648                 $13,248                  $18,144                 $18,996
Housing and Meals                    11,910                   11,910                    11,910                   11,910
Books and supplies                         750                        750                         750                        750
Transportation                         384                        384                         384                        384
Other Educational costs                      1,740                     1,740                      1,740                     1,740
TOTAL                  $27,432                 $28,032                  $32,928                 $33,780
         
Undergraduate Michigan Residents - Living with Parent    
  Lower-Division Upper-Division    
  (1-55 credit hours) (56+ credit hours)    
Tuition & Fees  (12-16 cr hrs)                  $12,648                 $13,248    
Housing and Meals                      5,076                     5,076    
Books and supplies                         750                        750    
Transportation                     2,240                     2,240    
Other Educational costs                      1,740                     1,740    
TOTAL                  $22,454                 $23,054    
         
Undergraduate Off-Campus (own/rent)      
  Michigan Residents Non-Michigan Residents 
  Lower-Division Upper-Division Lower-Division Upper-Division
  (1-55 credit hours) (56+ credit hours) (1-55 credit hours) (56+ credit hours)
Tuition & Fees  (12-16 cr hrs)                 $12,648                 $13,248                  $18,144                 $18,996
Housing and Meals                   10,154                   10,154                   10,154                  10,154
Books and supplies                       750                       750                         750                        750
Transportation                    1,040                    1,040                     1,040                    1,040
Other Educational costs                    1,740                     1,740                      1,740                     1,740
TOTAL                $26,332                 $26,932                   $31,828                 $32,680
         
Graduate Students        
  Michigan Residents Non-Michigan Residents
Tuition & Fees  (6 cr hrs)                    $7,706                             $10,298  
Housing and Meals                    12,130                      12,130  
Books and supplies                        640                           640  
Transportation                     1,040                        1,040  
Other Educational costs                      1,740                                       1,740  
TOTAL                  $23,256                         $25,848
  • Actual room and board, tuition rates and the date they are set will vary. They are posted as early as possible on www.nmu.edu/tuition.
  • For the Cost of Attendance purposes, NMU will use the value of Quad II double occupancy room and the Gold Constant meal plan for on-campus students, and a reasonable amount based on student feedback from a periodic cost survey for off-campus living. 

If you have any additional education related costs that you would like the Financial Aid Office to review, you can submit an Increase to Cost of Attendance Form with related documentation. Not all adjustments result in an increase in financial aid eligibility.

Some examples of adjustments and supporting documentation requirements to justify increases:

  • Study Abroad - Student will work with the International Studies Office to develop a budget that the student submits to the Financial Aid Office.
  • Book Costs in Excess of Budget - Student needs to provide book purchase receipts and syllabus to match up.
  • Daycare Expenses - Submit a letter from licensed daycare provider reflecting the costs for the semester (dollar amount per hour multiplied by number of hours per week multiplied by number of weeks per semester), signed and dated by the provider along with license number. The provider needs to submit a copy of the license.
  • Camcorder or Tools - Submit a letter/memo from the department indicating that the student in question is required to purchase the items as part of class requirements. Letter need to indicate standard cost of items.
  • Commuter Living on Campus - Will originally be awarded as a commuter, but upon request will be recalculated as living in campus housing.
  • Tuition Changes that Exceed the Above Budgeted Rates - Examples include undergraduate students exceeding 16 credit hours or graduate students exceeding 6 credit hours. Also, adjustments will be considered for students with MBA tuition charges exceeding the budgeted amounts.
  • Additional NMU Fees - Different academic programs or courses have additional fees, such as lab fees for specific courses, distance education fees, NMU required testing fees, or I-Book fee for Art and Design majors.
  • Other Increases - On a case-by-case situation, unique situations may be approved with a written request from the student outlining the reasons and supporting documentation.